Terms of Service

Welcome to budgetlyx (budgetlyx.com). Effective Date: January 1, 2025.

1. Acceptance of Terms

By accessing or using the services on budgetlyx, you agree to abide by these terms without modification.

2. Offerings

2.1 Services

We provide personalized planning sessions, workshops, and consultations. To schedule a session, please use our contact form. Scheduled sessions require full payment in advance.

2.2 Information Products

Digital guides, templates, and courses delivered via email or direct download. Access will be granted after successful payment.

2.3 Goods

Physical items such as printed workbooks and branded merchandise shipped to your address. Shipping fees apply where indicated.

3. Reimbursement Policy

3.1 Services

Clients may request reimbursement up to 7 days before a scheduled session for a full reimbursement. Cancellations made between 3 and 7 days prior to the session are eligible for a 50% reimbursement. Cancellations within 48 hours of the session are not eligible for reimbursement. Sessions may be rescheduled once at no additional cost if notice is provided at least 48 hours in advance.

3.2 Information Products

Requests for reimbursement must be made within 14 days of purchase and before any download or access to the product. After access, all sales are final and no reimbursement will be provided.

3.3 Goods

Unopened items may be sent back within 30 days of delivery for a full reimbursement of the product price. Customers are responsible for return shipping. If a product arrives damaged, please notify us within 5 days of receipt to arrange a replacement or reimbursement.

3.4 Non-Reimbursable Services

Recorded webinars, membership dues, and services delivered immediately upon purchase cannot be reimbursed due to instant access. This policy ensures fairness to all participants and covers administrative costs.

4. Payment Methods

All payments are processed securely by third-party providers. budgetlyx does not store your card details.

5. Changes to Terms

We may modify these terms at any time. Changes take effect upon posting. Continued use constitutes acceptance of the revised terms.

6. Contact Information